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What are the principal types of life insurance?
There are two major types of life insurance�term
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Whole life is sometimes called permanent life
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universal life, variable life and variable
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2003, about 6.4 million individual life insurance
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were whole life. Life insurance products for groups
are different from life insurance sold to
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insurance sold to individuals. Term Term Insurance
is the simplest form of life insurance. It pays
only if death occurs during the term of the policy,
which is usually from one to 30 years. Most term
policies have no other benefit provisions. There
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policy�s term. In 2003, virtually all (97 percent)
of the term life insurance bought was level term.
For more on the different types of term life
insurance, click here. Whole Life/Permanent Whole
life or permanent insurance pays a death benefit
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